Summer 2011 Issue

This is issue we're showcasing the 4.75% guaranteed investment offer from KBC Bank, EBS Family Savings Account offering 5% fixed for year one .

We are also featuring and some excellent tips and advice on savings on health insurance from Aviva. I hope you get something valuable out of the information provided here. All of it was chosen as what we see as best value on the market place currently.

If you would like to chat about anything in this newsletter you can email me or call me on 1890 33 66 00

KBC BANK offering 4.75%( 4.74% AER) annual paid

Total Fixed Interest Rate of 23.75% over a 5 year period

KBC Bank are now offer an excellent rate of 4.75% fixed each year for 5 years. Dividend paid annually . Your capital is 100% secure and there is also an opportunity of gaining a half of one percent each year in addition to the fixed rate.

This product gives you great security in knowing what interest rate you are paid each year and being supported by one of Europes largest banks. The additional bonus of 0.50% is paid if the final price of the Euro Stoxx 50 index at the end of the year is greater that the price at the beginning of the year.

This is an excellent opportunity to transfer your pension funds to a more secure product and know what you are gaining for your money over the five year period. KBC Bank are one of Europes largest banks with an A credit rating from Fitch and Standard & Poors.

KBC Bank has been in Ireland since 1978 and has over 450 employees all over the country.

5% AER Fixed for 1 year family savings account from EBS

The EBS Family Savings Account is now an even better offering, by increasing the rate from 4% to 5% PA/AER At 5%, it is now the best on the market. This offer is only available until the 5th August.

The main features of the product is the the minimum term is one year.

• You must save between €100 - €1000 a month by direct debit.
• You are also entitled to make two withdrawals per annum from the account.
• There are no fees and charges.
• After the first year the account will revert back to the 12 month fixed term savings account, which is currently 3.80%.

An excellent simple product with a good degree of flexibility and one that would be most suitable at the very least in saving that children allowance or for college fees, with no risk to your savings or no charges. Call 1890 33 66 00

Your little ones deserve bigger health benefits! Talk to us before you renew

Moneycare are an approved health insurance intermediary for Aviva, we can bring you great value and peace of mind when it comes to protecting your most important assets of all – you and your family’s health.

Aviva have just launched a new range of health insurance plans which offer a number of practical benefits. The Family Health Plan from Aviva offers you :

• Highest private maternity hospital contribution in the market of €4,500
• Access to high tech hospitals, such as the Mater Private, for listed cardiac procedures and some of the latest advances in cancer care
• €300 cash benefit for early maternity hospital discharge
  €120 post-natal home help cash benefit for after the birth of your baby
• Money back for additional child A&E visits
  24 hour access to nurse-on-call service

See how much your family could save by joining Aviva:

*Savings are based on a family of 2 adults, 2 children switching from Vhi Parents and Kids to Aviva Family Health All prices are net of tax relief at source at the standard rate, age related tax credits, include group discount and are correct at the time of going to print, June 2011. Not all of the benefits mentioned above are available on all plans and waiting periods may apply. Please note that early maternity benefits and post natal home help cannot be claimed together.

Are you due to renew your health insurance yet?

Call us today to see how much you could save by switching to Aviva, and we can then give you a call back nearer to your renewal. Or you could decide to switch immediately, which a number of our customers have already done.

To chat more about this, call me on 1890 33 66 00 or email me.